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Cold-Climate · Rebate Specialists · 24/7 Dispatch
Ontario Rebates Up to $14,100

Whole-Home Ductless Heat Pumps for Toronto Homes Without Ducts

Multi-zone ductless heating and cooling for Toronto homes on radiators, boilers or baseboard.

  • Multi-zone systems, 2-5 indoor heads
  • Line routing that protects plaster and trim
  • Wall, floor console and ceiling cassette heads
  • Keep-or-retire boiler plan
Written Manual J Load Calculation From $8,000
Request a Free Load Calculation + Quote Call 24/7: (647) 277-5401
Paperwork submitted5-day turnaroundNo subcontractors
Ductless heat pump wall head above a window in a Victorian Toronto living room with the original radiator below
$12,400 installed Scarborough Village, Toronto
-30C Rated Cold Spec
  • 17+ Years Combined
  • Red Seal + TSSA + ESA + HRAI
  • Rebates to $14,100
  • Mitsubishi + Daikin + Fujitsu Certified
  • 24/7 Emergency Repair

Ductless heat pump installs in Toronto for whole homes without ductwork. Radiator homes in the Annex, Rosedale and Riverdale. Baseboard bungalows in Scarborough. We put in cold-climate multi-zone systems with 2-5 indoor heads, with line sets routed through closets and exterior covers so the plaster stays put. Keep the boiler as backup or retire it. Either way you get AC for the first time and a lower heating bill. Just one room? That’s a mini-split.

Is ductless right for your house?

Ductless multi-zone is the default answer when there are no ducts and no good way to add them.

  • Century homes on cast iron radiators. Cabbagetown, Riverdale, the Annex, Rosedale. Hydronic heat, no AC, plaster you don’t want to touch.
  • Electric baseboard homes. Post-war bungalows in Scarborough and Etobicoke. Baseboard runs at 1:1. A cold-climate heat pump runs near 3:1.
  • Additions and finished attics that the furnace never reached.
  • Homes with tiny or failing ducts where a rebuild costs more than the heat pump.

If you already have decent ducts, a central ducted heat pump is usually the better fit.

What indoor head types are there?

Head typeBest forNotes
Wall-mounted headBedrooms, living roomsMost common, lowest cost per zone
Floor consoleUnder windows, bay windowsGood where wall space is tight or trim matters
Ceiling cassetteFinished basements, open plansFlush look, needs joist space
Slim ducted2-3 small rooms off one unitShort duct runs hidden in a bulkhead

Each head is sized from its own room load on the Manual J. Oversized heads short-cycle and feel clammy in July.

How do we route lines without wrecking plaster?

Planning. We walk the house and find the shortest path from each head to the outdoor unit using closets, stacked closets between floors, chases beside chimneys and the exterior wall. Outside, lines run in a painted line hide cover that matches the brick or trim. Inside, you see a small cover behind each head and that’s it. The Cabbagetown row house on our Mitsubishi page was one day on site with three heads and no plaster repair.

Which equipment do we use?

Cold-climate multi-zone outdoor units only: the Fujitsu AOU-U36 for 3-5 head systems and Mitsubishi Hyper-Heat MSZ-FH heads and multi-zone units. Both are rated to -30C with full capacity at -15C. Flare connections are torqued to spec, then nitrogen pressure tested and pulled to a deep micron vacuum. Most multi-zone leaks we fix for other companies trace back to a rushed flare. More on the brands: Fujitsu and Mitsubishi.

Keep the boiler or retire it?

Keep it, and the hydronic boiler becomes backup heat for the deepest cold. Most owners find the radiators barely come on. Retire it, and you drop a gas appliance, free up basement space and may change your rebate path. Our TSSA gas technician handles either way. We show both options in the quote.

What does it cost to run?

Baseboard homes see the biggest drop, because electric resistance is the most expensive heat in the city. Radiator homes on gas see smaller heating savings but gain central-quality cooling for the first time. Exact numbers depend on your Toronto Hydro rate plan, TOU or ULO, and how the house is insulated.

Ductless retrofits are a big share of our Toronto heat pump work in Scarborough and downtown Toronto. See the full installation process, or book a room-by-room load calc.

The Problem

What goes wrong with ductless in Toronto

1. Rooms with no ducts Additions, century homes and basements are hard to heat and cool with the existing system.
2. One thermostat for the whole house Upstairs overheats while the basement stays cold, and everyone fights over the setpoint.
3. Heat pump heads that look wrong Bad placement leaves drafts, noise near bedrooms and ugly line-set runs.
Transparent Pricing

How much does ductless cost in Toronto?

Installed ranges for the GTA, multi-zone installed. Every quote includes the written Manual J, ESA permit, electrical disconnect, commissioning and rebate paperwork. Exact numbers after the load calc.

Full Toronto price list
Single-zone
$4,500-$7,000
Multi-zone (2-3 heads)
$8,000-$15,000

Ontario rebate notice: Enbridge HER+ up to $7,100 plus HRSP $5,000-$10,000 can offset 40-60% of the invoice on eligible homes. Always "up to", never guaranteed.

Ontario Rebate Stack

How much can rebates take off the invoice?

Two programs stack on eligible homes. We book the audits, fill both applications and submit them on your behalf. 40-60% of install cost is commonly offset.

Program 1

Enbridge HER+

up to $7,100

Cold-climate heat pump replacing gas heat. Pre-retrofit audit first.

Program 2

Home Renovation Savings Program

$5,000-$10,000

By efficiency tier and household income. Listed equipment only.

Combined

Stacked total

up to $14,100

Pre-retrofit audit $400-$600, refunded upon install. Post-audit after commissioning.

  1. 1. Pre-audit booked before install day. Skip it and the file is usually dead.
  2. 2. Install a NEEP / NRCan listed cold-climate model, sized by Manual J.
  3. 3. Post-audit + file. We submit HER+ and HRSP for you and track the cheque.

Rebates are "up to" amounts, depend on program terms, audits, equipment listing and household eligibility, and are never guaranteed. Full rebate breakdown.

Written Manual J

Why do we run a Manual J before any quote?

Because tonnage decides everything else. Comfort at -25C, hydro bill, compressor life, rebate eligibility. A written Manual J heat loss calc per HRAI standard comes first, then Manual S equipment selection, then the price. Free, and yours to keep.

Manual J Manual S Manual D when needed HRAI standard
  • Room-by-room heat loss Walls, windows, attic, air leakage and Toronto design temperature. HRAI method, not square-foot guessing.
  • Right tonnage, no strips Sized right, the heat pump carries February on its own. Oversized units short-cycle. Undersized ones lean on strip heat.
  • Model numbers on the quote Outdoor unit, indoor unit or air handler, line set, disconnect, panel work. All listed.

Planning ductless? Start with the load calc.

Free written Manual J, model numbers and the rebate math on one page. Then decide.

Why Us

What sets our ductless work apart

01

Plaster-safe line routing

Closets, chases and exterior line hide. Century-home trim and plaster stay where they are.

02

Cold-climate multi-zone

Fujitsu AOU-U36 and Mitsubishi Hyper-Heat MSZ-FH multi-zone, rated to -30C.

03

Right head for each room

Wall heads, floor consoles and ceiling cassettes, each sized by its own room load.

04

AC for the first time

Radiator homes get real cooling without a single duct cut.

05

Keep-or-retire boiler plan

Our TSSA tech handles the boiler side whether it stays as backup or goes.

How It Works

How ductless works, step by step

Standard turnaround is 5 business days from accepted quote to a running system, winter included.

  1. 01

    Room-by-room Manual J

    Every room gets a load so each head is sized for its space, not one big guess for the house.

  2. 02

    Head + line route plan

    Wall, floor console or cassette per room. Line routes through closets and exterior covers so plaster stays intact.

  3. 03

    Outdoor unit placement

    Raised stand or wall bracket above the snow line, clear of the neighbour's window.

  4. 04

    Install day

    Most 3-head jobs finish in one day. Flare connections torqued to spec, nitrogen test, micron vacuum.

  5. 05

    Boiler plan + walkthrough

    Keep the boiler as backup or retire it. Remotes and schedules set up with you.

Project Case Study

Ductless Heat Pump in Scarborough Village, near Bluffer's Park

Electric baseboard and window AC in a bungalow bedroom before the ductless retrofit Before
Same bedroom with a slim ductless wall head after the retrofit After

Scarborough Village, near Bluffer's Park

Post-war bungalow on electric baseboard with no ducts. Three-head Fujitsu multi-zone covering main floor, bedrooms and finished basement. Baseboards now off all winter.

Materials
Fujitsu AOU-U36 multi-zone outdoor unit, 3 wall heads, exterior line hide
Home size
1,300 sq ft bungalow + basement
Turnaround
5 business days, 1-day install
Installed price
$12,400 installed

Project brief illustrative of a typical job in this neighbourhood. Your price depends on your Manual J and site conditions.

Our Work

Click any photo to enlarge.

Scarborough Village: 3 Fujitsu heads, baseboards off all winter.
Floor console where a wall head would block the trim.
Ceiling cassette in a finished basement.
Lines through closets, plaster left alone.
Proven Results

Toronto homeowners on our ductless work

Real installs across Toronto neighbourhoods. Rebate captures and winter performance in the owners' own words.

"No ducts, electric baseboards everywhere. Three heads later the baseboards stay off all winter and we have AC for the first time."
KOKevin O., Scarborough Village$12,400 Fujitsu 3-head multi-zone
"Basement suite was always cold. One Mitsubishi head, one day, done. My tenant stopped asking for space heaters."
ANAisha N., Trinity Bellwoods$5,900 single-zone mini-split
"Converted our Rosedale home from oil to Mitsubishi Hyper-Heat in October. Two winters, zero backup heat needed. Enbridge HER+ Oil-to-HP bonus came through at $7,100 and HRSP added $4,800. Combined covered 65% of the project."
DKDaniel K., Rosedale$18,500 Mitsubishi Hyper-Heat 4-ton + oil tank removal
"Our board approved on first submission. Six residents replaced PTACs the first month and the board scheduled a bulk upgrade after that."
PMPriya M., Harbourfront$5,400 PTAC replacement, Fujitsu wall unit, 42-unit building
"Enbridge + HRSP rebates covered 55% of install cost. Dual-fuel thermostat switches to gas below -18C, we barely notice any difference in bills."
JTJennifer T., Leaside$14,200 Daikin Fit 3-ton dual-fuel hybrid

Reviews shown are from customer projects. Individual results and rebate amounts depend on program terms and household eligibility.

Direct Answers

Ductless Heat Pump Toronto FAQ

How much does a ductless heat pump cost in Toronto?

Single-zone $4,500-$7,000 installed. Multi-zone with 2-3 heads $8,000-$15,000. A larger 4-5 head whole-home system sits above that range depending on the outdoor unit size and line routing.

Can ductless heat my whole house?

Yes, with a cold-climate multi-zone system sized room by room. Most Toronto radiator and baseboard homes need 3-5 heads. Open layouts need fewer.

Will you damage my plaster walls?

No. We route line sets through closets, chases and exterior line hide covers. Only a small penetration behind each head. Century-home plaster and trim stay intact.

Should I keep my boiler?

Your call. Keeping it as backup costs nothing extra and covers you in a deep cold snap. Retiring it removes a gas appliance and can change your rebate picture. We price both.

What is the difference between ductless and mini-split?

Same technology. On our site, ductless means whole-home multi-zone for homes without ducts. Mini-split means one zone for one room or suite.

How loud are the indoor heads?

Quiet. Cold-climate wall heads run around library-level noise on low fan. The outdoor unit is placed with Toronto's noise bylaw and your neighbour's windows in mind.

Do ductless heat pumps qualify for rebates?

Listed cold-climate ductless systems can qualify for Enbridge HER+ when replacing gas and for HRSP on eligible homes. The pre-retrofit audit must happen first. Electric baseboard homes have different rules, which we check upfront.

How long does a multi-zone install take?

Most 3-head jobs are one day on site. Quote to running is about 5 business days including permits and sourcing.

GTA Coverage

Ductless near you

Same crews, same 5-day turnaround. Ductless is booked most often in these service areas.

24/7 phone. Same-day no-heat dispatch.

Ready to price ductless?

Free written Manual J, model numbers and an installed price for ductless heat pump in Toronto. We file the rebate paperwork.

  • Rebate paperwork submitted for you
  • Workmanship warranty + manufacturer parts coverage
  • Red Seal, TSSA, ESA, HRAI in-house
(647) 277-5401 Get Free Load Calc →